Secured and Unsecured Home Improvement Loans for Dealers

We offer several programs to help you deliver secured and unsecured loan options to your customers:

Same As Cash Home Improvement Loan Program for Contractors

Same As Cash home improvement loans — up to 18 Months
True "No Payment" Unlike GE Money Program
Deferred First Payments — up to 1 Year
Unsecured Loans up to $45,000
Credit Scores Down to 680
Staged Funding home improvement loans Available
10 Minute Phone Application for Customers
No Chasing Paperwork from Customer
Lower Fees Than GE Money and Wells Fargo Home Projects Visa Contractor Programs
This Program Can Be Used on All of Your Products
Get Paid Quickly — Sometimes the Same Day

Unsecured Home Improvement Loans Programs

Unsecured Home improvement loans up to $35,000 with rates starting at 5.99% and up to 5 year terms
Unsecured Home improvement loans up to $50,000 with 15 year terms (military , military qualified or DOD contractors)
Unsecured Home improvement lines of credit up to $30,000 with 10 year terms
Many more state specific home improvement unsecured loan programs
Home improvement loans with add backs for project value

Subprime/Discount/Deal Saver program

Bad Credit Home Improvement Loans
No minimum credit score
DTI- up to 50%
1st mortgages, 2nd mortgages, UCC-1
Make sense underwriting
All types of Home improvement products including pools
Fast closing

* Not all programs available in all states

Dealer Contact Form:

If you are a dealer and you’re interested in our financing programs to help you sell more home improvements, please complete the form below and the appropriate person will contact you about our programs.

Fill out my online form.

Testimonials From Satisfied Dealer Partners:

“By using AMS over the years we have added thousands to our bottom line and exceeded our customers expectations.”
Jon Sagner, Finance Manager, Premier Window & Building

“When we get super busy in the spring pool season, It’s great to know that AMS is there to help us finance our customer’s pools and keep our service levels at the top.”
Jim Spero, Vice President, Maryland Pools

“We have been using AMS for years. They are a great partner and share our philosophy of the importance of great customer service.”
Rick Chmar, Owner, Excel Remodeling

“We like the fact that AMS specializes in home improvement loans and has the experience to back it up.”
Ira Libowitz, Owner, Columbia Home Contractors

“Swimming pool sales and installation requires expert coordination, and AMS knows the finer details of working within these parameters."
Charles Blough, Owner, Alpha Pools

“I especially like the fact that they let us spend more time selling pools and less time on the finance part of it.”
Dick Nearing, Sales Manager, Blue Haven Pools

“Our customers love the service that AMS gives them.”
Mike Riggio, Vice President, Kayak Pools

“The products and services that they offer are second to none.”
Bill Phillips, Sales Manager, Johnson Pools