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AMS Financial

Secured and Unsecured Home Improvement Loans for Dealers

We offer several programs to help you deliver secured and unsecured loan options to your customers:

Same As Cash and Unsecured Home Improvement Loan Program for Contractors

  • Same As Cash home improvement loans - 0% up to 18 Months
  • Unsecured Loans up to $100,000
  • Credit Scores Down to 600
  • Web based approvals 24/7
  • Paperless set up and customer financing
  • No Chasing Paperwork from Customer
  • No contractors fees programs
  • No product restrictions This Program Can Be Used on All of Your Products
  • Get Paid Quickly

Unsecured Home Improvement Loans Programs

  • Unsecured Home improvement loans up to $35,000 with rates starting at 5.99% and up to 5 year terms
  • Unsecured Home improvement loans up to $50,000 with 15 year terms (military , military qualified or DOD contractors)
  • Unsecured Home improvement lines of credit up to $30,000 with 10 year terms
  • Many more state specific home improvement unsecured loan programs
  • Home improvement loans with add backs for project value

Subprime/Discount/Deal Saver program

  • Bad Credit Home Improvement Loans
  • No minimum credit score
  • DTI- up to 50%
  • 1st mortgages, 2nd mortgages, UCC-1
  • Make sense underwriting
  • All types of Home improvement products including pools
  • Fast closing

* Not all programs available in all states

Dealer Contact Form:

If you are a dealer and you’re interested in our financing programs to help you sell more home improvements, please complete the form below and the appropriate person will contact you about our programs.

Registering with us does not cost anything or obligate you to anything whatsoever. We will send you some training info and best practices tips on how to implement our 'best in class' financing programs to help you increase your sales. Once again this is not a contract that you are signing or a binding agreement to commit to anything with us

Fill out my online form.


“This is hands down the best all around financing program we've seen since the home improvement finance world blew up in 2007.”
HVAC Contractor-TX

“Fast, easy, great rates and free to use...pretty much sums it up.”
Window and Siding Contractor - MI

“Makes the GE Money, Wells Fargo and Enerbank programs seem difficult and obsolete.”
Metal Roofing Contractor - GA

“0% APR program has helped us book more deals without a doubt.”
Spa Dealer - AZ

“Advertising 100% financing at 0% APR for 21 months has made our website more sticky and our advertising conversions go through the roof."
Kitchen, Bath and Walk in Tub Dealer - CA